Online Banking

Choose the credit Choose the credit card that makes sense for you card that makes sense for you

Kreditedge is a user-friendly online financial services platform designed to provide quick and convenient access to all your financial accounts, including loans and credit cards.

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Choose the credit card that makes sense for you

Choose whats right for you

Credit Cards

A credit card is a payment card that lets you borrow money from a bank or NBFC to make purchases.

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Banking Accounts

Banking accounts are financial accounts provided by banks to help you save, manage & access your money.

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Mortgage Loan

A mortgage loan is a type of loan used to buy property or a house, where the property itself is kept as security.

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Personal loan

A personal loan is an unsecured loan that you can use for any personal expense like travel, medical needs.

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Who we are

Welcome to Kreditedge — a smart and user-friendly fintech platform that gives you quick and convenient access to all your financial accounts in one place. From Credit Cards and Banking to Mortgages and Personal Loans, manage everything with ease. Enjoy a smooth, secure, and seamless financial experience anytime, whether you're at home or on the move.

Who we are
Adarsh Pratap Singh
Business Head

Start banking with ease

Open a bank account to manage your money easily with secure, convenient, and hassle-free banking anytime, anywhere.

Invite friends

Invite friends

Refer friends and earn rewards directly through your bank account

Automate bills

Automate bills

Set up automatic bill payments for hassle-free monthly transactions

Send money to Friends

Send money to Friends

Transfer money instantly to friends and family anytime

Card management

Card management

Easily manage your debit and credit cards from your account.

Get credit card from 3 simple process

Getting a credit card usually follows a simple process that can be completed in just three easy steps.

01

Research and compare

Start by exploring and comparing different credit cards to select the one that matches your requirements.
02

Submit an application

After choosing the credit card that fits your needs, you can move forward with the application process.
03

Approval and activation

Once you submit your application, the bank will review it and evaluate your creditworthiness.
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No overdraft Fees

How to choose the right bank

Choosing the right bank account is an important decision that can impact your financial management and banking experience.

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Flexible terms

After submitting your application, the credit card issuer will review your application and assess your creditworthiness.

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Get 24/7 identity protection

After submitting your application, the credit card issuer will review your application and assess your creditworthiness.

2025 World's best Award winning Fintech Company

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Retail banking innovation Awards

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World finance banking Awards

How credit card balance transfers are processed

Credit card balance transfer allows you to move an existing balance from one credit card to another, typically with the aim of taking advantage of lower interest rates or promotional offers.

  • Find a suitable credit card
  • Apply for the new credit card
  • Request the balance transfer
  • Verification and processing
  • Pay attention to timing
  • Confirmation and monitoring
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What our customers say About us

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Arpita Bansal
Happy Client

I applied for a personal loan on Kreditedge, and their team guided me from start to finish. The process was completely hassle-free, fast, and transparent. Excellent support at every step—highly recommended for anyone looking for a smooth loan experience!

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Anjali Saxena
Best Review

I applied for a personal loan on Kreditedge, and the experience was excellent. Their team guided me from start to finish, making the entire process hassle-free and transparent. Quick approvals, smooth disbursal, and reliable support made it completely stress-free. Highly recommended!

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Atul Varshney
Happy Client

I applied for a credit card through Kreditedge, and the process was seamless. The team guided me from application to approval, making it hassle-free. Quick processing, instant updates, and excellent support made the entire experience smooth and stress-free. Highly recommend Kreditedge!

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Pulkita Bansal
Happy Client

I applied for a home loan through Kreditedge, and the entire process was smooth and hassle-free. The team guided me from start to finish, ensuring quick approvals and transparent communication. Excellent support and reliable service made buying my dream home a stress-free experience

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1M+

Happy Customer

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2+

Years in Banking Industry

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1 Lakh+

Card Delivered